{"product_id":"asset-allocation-optimizer-1","title":"Asset Allocation Optimizer","description":"\u003ch2\u003eBuild a Clearer Portfolio Mix With an Educational Asset Allocation Framework\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eAsset Allocation Optimizer\u003c\/strong\u003e\u003cspan\u003e \u003c\/span\u003eis an official companion resource created to support, extend, and enhance the implementation of\u003cspan\u003e \u003c\/span\u003e\u003cstrong\u003eThe Wealth Builder's Guide\u003c\/strong\u003e. This Excel workbook helps investors organize their risk profile, investment goals, current portfolio allocation, target allocation, and rebalancing priorities in one structured planning tool.\u003c\/p\u003e\n\u003cp\u003eThis workbook is designed for educational portfolio planning. Users can complete a risk and goals quiz, review a recommended investor profile, compare current holdings against target allocations, and use the dashboard to identify portfolio drift, priority areas, and possible rebalancing actions. It is not financial, investment, or tax advice, and it does not guarantee profit or protect against loss.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eIncludes a start-here guide explaining asset allocation and how to divide a portfolio across US stocks, international stocks, bonds, real estate, cash, and alternatives.\u003c\/li\u003e\n\u003cli\u003eProvides a step-by-step workflow: complete the risk quiz, review the recommended profile, enter current holdings, review the rebalancing plan, and revisit allocations regularly.\u003c\/li\u003e\n\u003cli\u003eIncludes a risk scoring framework based on age, timeline, risk tolerance, investment goals, liquidity needs, and volatility comfort.\u003c\/li\u003e\n\u003cli\u003eShows four risk profiles: Conservative, Moderate, Growth, and Aggressive, with typical stock\/bond ranges and best-fit investor situations.\u003c\/li\u003e\n\u003cli\u003eIncludes a Risk \u0026amp; Goals Quiz where users can enter age, years until primary goal, risk tolerance score, primary goal, liquidity needs, volatility comfort, current portfolio value, and monthly contribution amount.\u003c\/li\u003e\n\u003cli\u003eIncludes a Model Portfolio Engine that recommends a target mix across US stocks, international stocks, bonds, real estate, cash, and alternatives.\u003c\/li\u003e\n\u003cli\u003eProvides example investment categories such as S\u0026amp;P 500 index funds, total US stock market ETFs, international funds, bond funds, REIT funds, money market funds, and commodity or alternative strategies.\u003c\/li\u003e\n\u003cli\u003eIncludes a Current Allocation Input sheet where users can enter current portfolio percentages, optional dollar values, and notes for each asset class.\u003c\/li\u003e\n\u003cli\u003eIncludes a Results Dashboard that compares target allocation vs. current allocation, shows drift, status, priority level, dollar-based rebalancing actions, and new contribution strategy.\u003c\/li\u003e\n\u003cli\u003eIncludes portfolio health metrics, a rebalancing checklist, and guidance on when to rebalance using calendar-based, threshold-based, or hybrid review methods.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eUse this workbook to better understand your portfolio allocation, identify major allocation gaps, and create a more organized educational plan for reviewing and rebalancing your investments over time.\u003c\/p\u003e","brand":"CPI Digital Hub LLC","offers":[{"title":"Default Title","offer_id":62047891456370,"sku":null,"price":27.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0888\/6203\/2242\/files\/ChatGPTImageJul13_2026_12_47_27PM.png?v=1783931250","url":"https:\/\/cpidigitalhub.com\/products\/asset-allocation-optimizer-1","provider":"CPI Digital Hub LLC","version":"1.0","type":"link"}